Medicare Enrollment

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Medicare Enrollment Periods
Enrollment period | Dates | Actions you can take during this period |
---|---|---|
Initial Enrollment Period | Starts 3 months before the month you turn 65 Ends 3 months after the month you turn 65 | – Sign up for a plan |
Medicare Open Enrollment Period (aka Annual Enrollment) | Starts October 15th Ends December 7th | – Sign up for a plan – Switch plans – Leave a plan |
Special Enrollment Period | Depends on your personal situation (such as if you move or lose your – -insurance coverage) | Depends on your personal situation (such as if you move or lose your insurance coverage) |
General Enrollment Period | Starts January 1st Ends March 31st | Sign up for Medicare Part A and/or Part B (only if you didn’t sign up when first eligible and if you’re not eligible for a Special Enrollment Period) |
Medicare Advantage Open Enrollment Period | Starts January 1st Ends March 31st | – Switch Medicare Advantage plans – Leave a Medicare Advantage plan |
Medicare Initial Enrollment Period (IEP)
- It begins three months before you turn 65
- It includes your birth month
- It extends for another three months after your birth month
Medicare Annual Enrollment Period (AEP)
If you choose not to sign up for a Medicare Advantage plan or stand-alone Medicare prescription drug coverage during your Initial Enrollment Period, you can also enroll in a Medicare Advantage plan during the Medicare Annual Enrollment Period (AEP).
AEP is also called the Medicare Annual Election Period and the Open Enrollment Period for Medicare Advantage and Medicare prescription drug coverage

- Enroll in, make changes to or disenroll from a Medicare Advantage plan (Medicare Part C)
- Enroll in, make changes to or disenroll from a Medicare Prescription Drug plan (Medicare Part D)
Medicare Advantage Open Enrollment Period

Medicare Special Enrollment Period (SEP)
Depending on your circumstances, you may also qualify for a Special Enrollment Period (SEP).
Medicare Special Enrollment Periods can happen at any time during the year. You may qualify for a Special Enrollment Period for a number of reasons, which can include:
- You moved to a new area that is outside of your current Medicare Advantage plan’s service area
- You left your employer coverage
- Medicare ended your current Medicare Advantage plan’s contract
A licensed insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.
GEP for Part A & B | GEP Effective Date | Part C or Part D Enrollment | Part C or Part D Effective Date |
---|---|---|---|
January 1st— March 31st | July 1st | April 1st— June 30th | July 1st |
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